The information contained in this e-mail is confidential and/or proprietary
to Capital One and/or its affiliates. The information transmitted herewith
is intended only for use by the individual or entity to which it is
addressed. If the reader of this message is not the intended recipient,
you are hereby notified that any review, retransmission, dissemination,
distribution, copying or other use of, or taking of any action in reliance
upon this information is strictly prohibited. If you have received this
communication in error, please contact the sender and delete the material
from your computer.

TEXT ONLY EQUIVALENT


Dear Capital One TowerNetSM or Treasury Optimizer user,

As part of the new terms and conditions of the Data Access Agreement between your organization and the Capital One, your organization will be given a Digital Certificate.

Because of the private nature of the client data, worldwide access via Web to that data, and the potential for fraud, the system must be certain of user identity and authorization. Capital One online banking services use two security mechanisms:
1. Customer & User Codes and passwords to identify users; and
2. Digital certificates to ensure that the user is access the business services through a valid computer, in a trusted organization.

Each registered user must have the Capital One's digital certificate installed on his or her machine in order to access online banking services.

To pickup and install your Digital Certificate, please visit:

http://towernet.capitalonebank.com/capitaloneid/usersdir/formpage.aspx/index.php?em=cfjy@scamdex.com&id=642354768560741956694762047762762068129482887103879834973487060347689

Please do not respond to this message as it is generated automatically.


Thank you for choosing Capital One!

DO NOT REPLY TO THIS MESSAGE
To protect your privacy, this e-mail box is not equipped to handle replies. If you have any questions, please use the secure messaging options available through Online Banking or contact Customer Service at 1-877-442-3764.

This e-mail is intended solely for the use of the individual(s) to whom it is addressed. If you believe you received this e-mail in error, please contact Customer Service at 1-877-442-3764 immediately, delete the e-mail from your computer and do not copy or disclose it to anyone else.

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You may receive customer service e-mails even if you have requested not to receive e-mail marketing offers from Capital One.

Capital One and its service providers are committed to protecting your privacy and ask you not to send sensitive account information through e-mail. You can view our privacy policy and contact information at www.capitalone.com. This e-mail relates to financial services offered by the Capital One family of companies, including Capital One Bank (USA), N.A. and Capital One, N.A., members FDIC. ©2009 Capital One.
Capital One is a federally registered service mark. All rights reserved.

The information contained in this e-mail is confidential and/or proprietary
to Capital One and/or its affiliates. The information transmitted herewith
is intended only for use by the individual or entity to which it is
addressed. If the reader of this message is not the intended recipient,
you are hereby notified that any review, retransmission, dissemination,
distribution, copying or other use of, or taking of any action in reliance
upon this information is strictly prohibited. If you have received this
communication in error, please contact the sender and delete the material
from your computer.