This Email with the Subject "Bank Phb Limited" was received in one of Scamdex's honeypot email accounts on Mon, 03 Jan 2011 04:12:13 -0800 and has been classified as a Generic Scam Email. The sender shows as Mr. Smith William <smithwilliam@phbbanktlt.com>, although that address was probably spoofed. We recommend that you do not attempt to contact any persons or organizations referenced in this email, or follow any URLs as you may expose yourself to scammers and, at the very least, you will be added to their email address lists for spam purposes.