Standard Chartered Bank (SCB)
                                Our Ref: SCB/IRD/CBX/021/04
                                Malam Usman. Executive Manager,
                                Standard Chartered Bank(SCB)
                                      Accra Ghana.



                     RE: BANK ERROR IN YOUR FAVOR:$USD15MUSD.
Dear Friend.

I am Malam Usman. the Executive Manager of Standard Chartered Bank (SCB)
Since my assumption of office , I have been able to offset most Overdue
contract sums owed by the Government of Ghana to Foreign contractors in
the past years. In the process of these payments, I discovered through
investigation
that my predecessor moved out the above-mentioned sum outside but was
unable to
conclude the transaction before he was removed out of office unaware and
the bank
codes changed. The fund originated from the balance of over-invoiced sum
and
inflated government contracts of which the principal sum had been paid to
foreign
contractors that executed their contract some years ago.
This fund is now floating in a suspense account of our bank and will be
moved by
telegraphic transfer within 48
hours of perfection of your account coordinates.
I have concluded all necessary Arrangements for the TRANSFER of the money
to an
account .Contacting you on this issue became imperative to owing to the
fact that
the transfer cannot be affected without a second party account and
receiving Bank
Code and SWIFT numbers.
Therefore, what is required from you is trust and honesty. No further
documentation, no
travel is required, I will forward an account where my share will be
further
transferred to when the money reaches your bank. At the moment i can only
give
information that are reasonably able to assist the transaction without
jeopardize
my person, work or this
transaction. Please send detail information,
1 your full
names.............................................................
2,your telephone/fax numbers........................................
3,profession....................................................................
4,age/sex........................................................................
5,marital status..................................................
6,Occupation...............................................................

You can email now to indicate your willingness.
Thanks in advance for a mutual and fruitful Business association.

Regards,
Malam Usman.Executive Manager,Standard Chartered Bank(SCB)