Dear Sir,

I am Mr. Richard April, I am the manager in the department of accounts division of, Ghana 
Commercial Bank. On February 27th 2006, one of our high profile patrons Mr. Michael Johnson  made  
a numbered time (fixed) deposit, for twelve calendar months in my bank branch. Upon maturity, we 
sent a routine notification to his forwarding address but got no reply. After a month, we sent a 
reminder and finally we discovered from his contract employers that, On The 22nd Of August 2006, It 
Was Reported to Us, That Our client, While Returning From Vacation With His Family From Russia, all 
died In the Tupolev-154 Crash leaving from Black Sea Holiday Resort of Anapa to St. Petersburg. Our 
Client and His Entire Family unfortunately lost their Lives in the Crash. See the below link for 
more news about the Air-crash: http://news.bbc.co.uk/1/hi/world/europe/5274958.stm 

After further inquest, it was discovered that he died without making a WILL and all attempts to 
trace his next of kin proved futile. On further inquisition, it was discovered that late Mr. 
Michael did not declare any next of kin or relations in all his official documents, including his 
bank deposit paperwork here at the bank. The total sum is US$9.5m still in my bank and the interest 
is being rolled over with the principal sum at the end of each year. No one will ever come forward 
to claim it. In accord with the Federal Banking Laws and Constitution, the money will revert to the 
ownership of the government if nobody applies as the next of kin to claim the funds.

Consequently, since I have been unsuccessful in locating any of his relative, I shall present you 
as a foreigner to stand in, as the next of kin to this gentleman, since you have same last name 
with the deceased, so that the proceeds of this account can be paid to you, for us to share. Upon 
acceptance of this proposal, I shall give you detailed information on how this deal would be 
carried out. We shall employ the services of an advocate for the drafting of the letter of probate 
in your favor, and to obtain all other relevant papers in your name for the necessary documentation 
for payment endorsement in my bank.

The money will be shared in the ratio: fifty percent for me, forty-five percent for you and five 
percent for any arising contingencies or expenses during the course of this transaction. I 
guarantee you that this will be executed under a legitimate arrangement that will protect you from 
any breach of the law or any legal plight, as I will use my position in the bank to secure 
approvals and guarantee the successful execution of this transaction.

Please be informed that your extreme discretion is required. If this interests you, please reply me 
directly by email and indicate your full name, address, date of birth, your contact telephone and 
fax numbers respectively. Upon receipt of your response, I will prepare a text of application, 
which you will send to my bank headquarters for payment approval in your favor. I await your urgent 
reply on my private e-mail.

Best regards, 


Mr. Richard April

TEXT ONLY EQUIVALENT
Dear Sir, I am Mr. Richard April, I am the manager in the department of accounts division of, Ghana Commercial Bank. On February 27th 2006, one of our high profile patrons Mr. Michael Johnson made a numbered time (fixed) deposit, for twelve calendar months in my bank branch. Upon maturity, we sent a routine notification to his forwarding address but got no reply. After a month, we sent a reminder and finally we discovered from his contract employers that, On The 22nd Of August 2006, It Was Reported to Us, That Our client, While Returning From Vacation With His Family From Russia, all died In the Tupolev-154 Crash leaving from Black Sea Holiday Resort of Anapa to St. Petersburg. Our Client and His Entire Family unfortunately lost their Lives in the Crash. See the below link for more news about the Air-crash: http://news.bbc.co.uk/1/hi/world/europe/5274958.stm After further inquest, it was discovered that he died without making a WILL and all attempts to trace his next of kin proved futile. On further inquisition, it was discovered that late Mr. Michael did not declare any next of kin or relations in all his official documents, including his bank deposit paperwork here at the bank. The total sum is US$9.5m still in my bank and the interest is being rolled over with the principal sum at the end of each year. No one will ever come forward to claim it. In accord with the Federal Banking Laws and Constitution, the money will revert to the ownership of the government if nobody applies as the next of kin to claim the funds. Consequently, since I have been unsuccessful in locating any of his relative, I shall present you as a foreigner to stand in, as the next of kin to this gentleman, since you have same last name with the deceased, so that the proceeds of this account can be paid to you, for us to share. Upon acceptance of this proposal, I shall give you detailed information on how this deal would be carried out. We shall employ the services of an advocate for the drafting of the letter of probate in your favor, and to obtain all other relevant papers in your name for the necessary documentation for payment endorsement in my bank. The money will be shared in the ratio: fifty percent for me, forty-five percent for you and five percent for any arising contingencies or expenses during the course of this transaction. I guarantee you that this will be executed under a legitimate arrangement that will protect you from any breach of the law or any legal plight, as I will use my position in the bank to secure approvals and guarantee the successful execution of this transaction. Please be informed that your extreme discretion is required. If this interests you, please reply me directly by email and indicate your full name, address, date of birth, your contact telephone and fax numbers respectively. Upon receipt of your response, I will prepare a text of application, which you will send to my bank headquarters for payment approval in your favor. I await your urgent reply on my private e-mail. Best regards, Mr. Richard April