This Email with the Subject "APPLY FOR A 3% XMAS OR BUSINESS LOAN" was received in one of Scamdex's honeypot email accounts on Sun, 09 Oct 2016 08:36:23 -0400 and has been classified as a Employment/Job Scam Email. The sender shows as admin@sremsinc.com, although that address was probably spoofed. We recommend that you do not attempt to contact any persons or organizations referenced in this email, or follow any URLs as you may expose yourself to scammers and, at the very least, you will be added to their email address lists for spam purposes.