This Email with the Subject "Great Offer: Loan from us at 3% Interest!" was received in one of Scamdex's honeypot email accounts on Wed, 30 Sep 2015 04:00:24 -0700 and has been classified as a Advance Fee Fraud/419 Scam Email. The sender shows as "James Bryan"<hlf.fiduciary@lycos.com>, although that address was probably spoofed. We recommend that you do not attempt to contact any persons or organizations referenced in this email, or follow any URLs as you may expose yourself to scammers and, at the very least, you will be added to their email address lists for spam purposes.